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Is your Credit Card Processor or Cash Advance Company eating at your bottom line?

KV Management can help. We are a highly trained consulting firm that specializes in helping small businesses succeed by improving their bottom line. We do this by lowering your core processing costs for accepting credit cards and by improving your cash flow with affordable finance solutions.

KV Management offers two services. We can help you with one or with both. Take a look at our services below, then contact us to see how we can help your business.
Credit Card Receivable Financing

Credit Card Receivable Financing is a short term business loan based on your past Visa and MasterCard sales. This is not a "Merchant Cash Advance". We provide you with an actual business loan. You can qualify for a loan up to 150% of your average monthly sales volume. Our business loans are typically 50% to 80% cheaper then our competitors Merchant Cash Advances.


Equipment Loans

Inventory Loans

Expansion Loans

Capital Loans

Quick Decision, Competitive Rates, Fast Funding

KV Management loans work for the small business, not the other way around. We built a proprietary lending formula for small businesses that just miss the cut-off from traditional bank loans.

Small businesses with a healthy cash flow can qualify for $10,000 to $500,000 in financing with KV Management.
  • A decision in 2 business days, funding within 5
  • Rates typically up to 50% lower than merchant cash advances
  • Interest charged only on business days - 257 days for a 12-month loan
  • Daily payments reduce your principal faster, so you pay less interest
  • We lend responsibly - lending only what your business cash flow can bear
More affordable, faster, easier to repay - KV Management is the smart way for small businesses to secure working capital.




Rate Lock Protection

Through its partnership with IBC, KV Management is now offering Rate Lock Protection. This new service is revolutionizing the credit card processing industry and saving small business millions of dollars in unnecessary and hidden processing costs.

With Rate Lock there is no need to:
  • Change your current processor
  • Buy additional equipment
  • Change how you do business
  • Do anything at all
You can expect to see 8% - 20% saving from your current processing fees.

The way it works is simple:
  1. We evaluate your merchant statement
  2. Find unnecessary and hidden fees
  3. Present you with a savings estimate
  4. You hire us on contingency
  5. We contact your current processing company and processing bank and have them remove these fees from your account
  6. You see savings
  7. You split the savings with us
It ts a true win/win situation. You lower the cost of doing business and you know that we will work hard for your business because the more we save you the more we earn. Win/Win.



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KV Management • Phone: (800) 590-1296E-mail: info@kvmanagement.com

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